I stress out over money. Big time. That’s a fact. I am single mom of three. From health insurance, to groceries, light bill, extra curricular activities, gas – well, I operate kissing the red line more often than not. And my closest friends – know this. And I decided to be vulnerable and share this – because I know I an not alone. (And wait until my book comes out – you can find out a WHOLE BIG BUNCH of my financial fears and worries – aren’t you excited!? LOL!)
First, and the most important thing for you to know – is you are not alone! A lot of people struggle with finances. And here’s some startling facts. To begin with, in a recent survey put out by Bizrate – the number one cause of stress in America? You got it. Money. And if you are anything like me, there is some comfort in knowing I am not alone.
Second reason? Almost 75% of people surveyed – didn’t have a three month emergency fund. Once again, I am in good company. LOL! Less than half of the respondents, would have the funds or access to funds (meaning credit cards, etc.) to cover a 1000 dollar emergency. This is probaby the reason why most people say that “unexpected expenses” are there biggest concerns.
Why am I randomly giving you facts? Because I want you to know that you aren’t alone. And just because you struggle financially – does not mean you are a loser. It doesn’t mean you are dumb. And it doesn’t mean you are irresponsible. You might have had moments of being irresponsible that made it worse – but you are a human.
Listen, I have made my own situation worse before – so I don’t mean that judgmentally. I am just saying – I get it. I, personally, have random times where I feel complete panic and think I might burst into tears – over finances. I wake up sometimes in a sweat and I am panicking. But you know what else I know? This is only temporary. I haven’t always struggled financially, and in a couple years, with God’s help and everyone’s prayers, I am sure I will be fine.
But isn’t it this middle that stinks? Brene Brown said, “The middle is messy, but that’s where the magic happens.” You want to know what I have learned about struggling in the middle? It teaches you to be grateful. It gives you goals. And it can keep you focused. I look forward to the day, where I can just go to the grocery store and get what I need without running a tally in my head. But for now, I am grateful that I am able to run a tally in my head, and can purchase groceries. Some people go hungry. I am grateful for every single thing I have been given. And I might have to hustle and work hard to make ends meet – But guess what guys. It’s worth it. I am learning so much. And if I hadn’t went through this – I wouldn’t have.
Here is a thing that I have learned that helps me. When I panic, I talk it out. Sometimes it’s to God and my friends, sometimes it’s to God alone. But when I do, I realize it will be ok. I also do positive affirmations in my mind. I will just think, “You are on the right road to financial freedom. It’s just a curvy and bumpy one.” And what’s my idea of financial freedom? No bills but house bills/insurance/groceries. No medical bills, no car payments, no credit cards. It’s not 2.5 million dollars. Not mansions. Not fancy cars.
Another funny thing that has happened in my ‘middle’? I am the happiest I have been. I feel so loved. My pack is an amazing group who rally around me. Encourage me. And still say – you have to keep writing. Keep doing this. It’s important work. So yeah, I might sit up at night working on my book and writing blogs – but hey. I can sleep when I’m dead.
So here is what I am saying. I’m no Suze Orman, Dave Ramsey, or any other financial guru. I am not here to give financial advise. If you are in a tough financial season – you are not alone. I’m in the trenches too. I cry too. I get waves of panic that take my breath. I look at my kids sometimes, and feel so guilty because I can’t take them on a proper vacation. But here we are, all in this together. And hey- be grateful I’m in it with you, I make pretty good company! But on a serious note, WE can get through it. So hey – keep praying for me for and I will pray for you, too!
Love Fully. Live Fully. Shine on.
We are all in this together. Thank you for sharing. Prayers and good vibes to you too!
Thank you so much! We definitely are, and your sweet words help! So thanks again!