Tag: stress

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I stress out over money. Big time. That’s a fact. I am single mom of three. From health insurance, to groceries, light bill, extra curricular activities, gas – well, I operate kissing the red line more often than not. And my closest friends – know this. And I decided to be vulnerable and share this – because I know I an not alone. (And wait until my book comes out – you can find out a WHOLE BIG BUNCH of my financial fears and worries – aren’t you excited!? LOL!)

First, and the most important thing for you to know – is you are not alone! A lot of people struggle with finances. And here’s some startling facts. To begin with, in a recent survey put out by Bizrate – the number one cause of stress in America? You got it. Money. And if you are anything like me, there is some comfort in knowing I am not alone.

Second reason? Almost 75% of people surveyed – didn’t have a three month emergency fund. Once again, I am in good company. LOL! Less than half of the respondents, would have the funds or access to funds (meaning credit cards, etc.) to cover a 1000 dollar emergency. This is probaby the reason why most people say that “unexpected expenses” are there biggest concerns.

Why am I randomly giving you facts? Because I want you to know that you aren’t alone. And just because you struggle financially – does not mean you are a loser. It doesn’t mean you are dumb. And it doesn’t mean you are irresponsible. You might have had moments of being irresponsible that made it worse – but you are a human.

Listen, I have made my own situation worse before – so I don’t mean that judgmentally. I am just saying – I get it. I, personally, have random times where I feel complete panic and think I might burst into tears – over finances. I wake up sometimes in a sweat and I am panicking. But you know what else I know? This is only temporary. I haven’t always struggled financially, and in a couple years, with God’s help and everyone’s prayers, I am sure I will be fine.

But isn’t it this middle that stinks? Brene Brown said, “The middle is messy, but that’s where the magic happens.” You want to know what I have learned about struggling in the middle? It teaches you to be grateful. It gives you goals. And it can keep you focused. I look forward to the day, where I can just go to the grocery store and get what I need without running a tally in my head. But for now, I am grateful that I am able to run a tally in my head, and can purchase groceries. Some people go hungry. I am grateful for every single thing I have been given. And I might have to hustle and work hard to make ends meet – But guess what guys. It’s worth it. I am learning so much. And if I hadn’t went through this – I wouldn’t have.

Check out those dolla billz in my glasses! (And yes… that photo has all the filters. No shame in my filter game when I took that. I had just spent 10 hours on a bus.)

Here is a thing that I have learned that helps me. When I panic, I talk it out. Sometimes it’s to God and my friends, sometimes it’s to God alone. But when I do, I realize it will be ok. I also do positive affirmations in my mind. I will just think, “You are on the right road to financial freedom. It’s just a curvy and bumpy one.” And what’s my idea of financial freedom? No bills but house bills/insurance/groceries. No medical bills, no car payments, no credit cards. It’s not 2.5 million dollars. Not mansions. Not fancy cars.

Another funny thing that has happened in my ‘middle’? I am the happiest I have been. I feel so loved. My pack is an amazing group who rally around me. Encourage me. And still say – you have to keep writing. Keep doing this. It’s important work. So yeah, I might sit up at night working on my book and writing blogs – but hey. I can sleep when I’m dead.

So here is what I am saying. I’m no Suze Orman, Dave Ramsey, or any other financial guru. I am not here to give financial advise. If you are in a tough financial season – you are not alone. I’m in the trenches too. I cry too. I get waves of panic that take my breath. I look at my kids sometimes, and feel so guilty because I can’t take them on a proper vacation. But here we are, all in this together. And hey- be grateful I’m in it with you, I make pretty good company! But on a serious note, WE can get through it. So hey – keep praying for me for and I will pray for you, too!

Love Fully. Live Fully. Shine on.

Sat Nam.

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Well, I guess I feel like owe you an explanation for last night’s video.  It was surrender and defeat.  That’s it.  That sums it up.   Today, though – is a new day.  And who knows?  I might be crying on Facebook later.  But hopefully, I won’t. 

You wanna know what is different this morning compared to last night?  Well, I can tell you what is the same.  My kid is still trying me. Well, in his defense he is still asleep – but you get what I am saying.  My bills are still ever present.  Health issues – exact same.  The difference is my mindset, for now.  That being said – that can change, too.  But hopefully, today – I kill it. 

I got a lot of direct messages last night, and some comments that you all can see.  And my whole goal in that video was just to let one person know they aren’t alone.  Because, tbh, scrolling facebook – I felt like the biggest loser on the planet.  Especially the day after Easter.  I saw the beautiful families in beautiful matching clothes.  Having beautiful family dinners.  And don’t get my lying – I even saw my own family having a beautiful dinner in Tennessee – but I can’t afford to travel home every holiday and I live a million miles away – and I chose that.   It made me happy but also jealous.  And yes – I don’t care what anyone says – you can have both emotions.  My therapist said so.  LOL!
And then, I looked at my own page.  And guess what I saw.  A beautiful family.  Having a beautiful family brunch.  And based upon my scrolling – we looked absolutely perfect and picturesque.  On the outside, it looks like we are happy, and killing it.  And we are happy.  And we are killing it.  But, here’s the freaking truth.  We struggle.    I struggle as a mom.  I question if I am a good one.  I have guilt when I just want to sit alone.  That guilt comes from me working. But I have to work, to keep a roof over their head…  I could go on and on with that alone.
I struggle financially.  I am a one income household and I got three kids.  To anyone with kids – nuff said, right?  At times, I wonder if I will ever be financially sound.  If I will ever not have that worry of money.  Today, with the sun out and shining down – I know that this is just a moment – and it will get better. 

I struggle with myself worth.  I struggle with admitting what my dreams are.  I struggle with the fear of people making fun of me, if I tell them what my dreams are.  And for those people who say, “I don’t care what anyone thinks” – LIAR!  LOL!  We are biologically designed to care what other think.  But I want to write and speak.  I want to let people understand how valued they are.  I want to help.  I want to change the world.

I also want to be healthy.  I want to travel.  I want to be married one day – madly in love with my guy.  I want romance.  I want to make it a full day without crying.  Or worrying.  Or questioning myself. 

I say all this to just say.  I feel you.  It isn’t easy.  So here is what this woman lies about. 
My lies: I’m fine.  Everything is great.  And sometimes, that is just false.  Not always – but sometimes.  Sometimes, I just want to cry and say “Today is freaking crap – My kid is being a jerk – I feel alone and overwhelmed – I’m sick of being sick… etc.”  But I don’t say it.  But now, I am gonna start.  Because guess what ?  My tribe, my closest, my people – all said – “You can tell me anything.  I understand.  I’m here.  What do you need.”  Also they said, “I feel that way too sometimes.  It’s a season.  We will get through this.  You are doing amazing.”  It helps.  Telling people helps.  Telling you helped.  Writing this helped.  (And just so you know, I didn’t fake cry in that pic.  That’s real tears, that I sent to my friend, because they were leaving.  Those were real tears. LOL!)

It’s okay to be vulnerable and have fears.  You know what makes it even better? It’s when you are brave enough to admit it to yourself, and your loved ones.  Because then, you start to see a shift. 
So, thanks guys – for everything last night and today.  Who knows.   Maybe this is the start of something amazing. 

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First, if you read this – please share it – post it… get it at there.  I want to see what it takes to get AT&T to stand up and do the right thing.  Because so far they haven’t.  Here’s the story…..

A week and half ago, I ordered two phones online.  A completely efficient, smooth, and frankly easy process.  At least, that is what I thought.  Two days later, I receive an email telling me the phones had shipped.  I was stoked!!!!  So much faster than I what I had anticipated.  Now let me backtrack a little bit.

When I checked out – AT&T informed me that there would be a signature required for the phones.  So it gave me an option to have a different shipping address.  Being a working mom, and appreciating the information- I chose to have the phones delivered to my place of employment.    Smart, right?  I thought so, too!  I mean, there is always a receptionist at the front – and this place is constantly full of people.  No way, no how, these packages could not be signed for – and… we know our FedEx guy – see him all the time, and he is mad cool.

On Monday, I check to see if it’s gonna be here so I can alert everyone that if they get the phones – put them in my office.  And what do I see?  Delivery exception – returned to sender.  What!?  Why?  I was confused.  No email from AT&T with a problem, so I call FedEx.  They tell me, AT&T requested the order to be returned.

So, I call AT&T.  And the nightmare begins.  Day one – total time on phone?  Over 4 hours.  95% of that time – being on hold.  And no one knew why they were returned.  So, they would tell me that they were gonna figure it out – asked me if I would mind to hold – I agree… and 2 minutes later – a cold transfer.  I was dumped back into the phone que.  Now, I will say, every single person I spoke to, was kind.  Just had no follow through.  I end up at a call center, where it was scripted.  I understand that the guy on the other end, doesn’t get a lot of what I am saying – so I just answer his questions, he gives me an escalation #, and states that someone will contact me within 48 hours.

I facebook AT&T.  I tweet them.  And to my surprise – I get a response!  Ask me to email information to them – and I did it right then.  They tell me that they will contact me asap.  FYI – STILL NOTHING FROM SOCIAL MEDIA GUY.

48 hours later….

Nothing.  So I call again.  I am apologized to, and assured I won’t be dumped into a phone que.  What happens?  Dumped.  Each department thoroughly explains how I shouldn’t have been transferred to them – and promises to warm transfer me to the right place.  Doesn’t happen.  Nothing.  Finally, I get a supervisor – after persistence.  She does what she can. Then I am once again transferred to sales to resubmit the order.  It must go to my home address, but whatever – It’s for a birthday present – and I will stop the delivery to pick it up at the FedEx place across the street from my job.

But here is what gets me.  It took hours of my time – to correct a mistake.  I spend way too much money on cell phones – but I have teenager and a tween, and myself – so, it’s steep.  I pay my bill each month.  I just want what I asked for.  And I want them to do what they say that they will do.  A survey company called me, and refunded my bill 80 dollars.  A survey.  Not anyone from management.  And the girl on the survey end, was mortified, and stated “More should happen, but this is all I am allowed to do.”  And I appreciate it – But I think they need to step up.  Answer for it.  My kid wanted an iPhone for her birthday.  I wanted to surprise her with it. Now I can surprise her with a pic and say… “It’s coming.”  And it isn’t about the thing.  It’s about doing what you say you will do.

If you say you will call – do it.  So AT&T – Man up.  I am including just some frustrated screen shots below… Just so you know I am not crazy. (*I never raised my voice to one person, Pull your phone logs AT&T… I apologized to the rep b/c it was mess.)